I would NEVER buy a tractor from a box store without them. People I try to sell the service plan too at Lowes rarely buy it thinking I'm just trying to sell them on something to make us a few extra bucks... yes, it makes us more money, but it still protects you. I tell them straight up... yea, in most cases, it's a waste for you to buy this, but NOT on a tractor. Something WILL break on it in the first 4 years you own it (especially the cheaper ones) and you WILL be calling me to complain once it's out of warranty and not covered. I get these calls all the time, first question I ask "did you buy the extended warranty". Usual answer "uh, no". "Well, if you did, you'd be covered right now".