You seem to keep coming back to the "cut". If thats the most important thing then Simplicity is the best choice. I have the mulch kit on my 54" Prestige and wouldn't be without it. Its not offered on the 60". My neighbor has a Kubota with a 60" and I would never take his cut over mine. One of my other neighbors had a 61" deck on the biggest garden tractor and he put a collection system on it and he litterally had to mow twice every time he used it. Got a 54" the next time. Oh, and the Kubota neighbor stopped using his loader for snow removal and bought a two-stage blower and has used it exclusively the past three years. If I had the money you want to spend I would look around and buy leftovers. On Craigslist I found a 2012 4 wheel drive for $10,050 and another selling a loader for $2750, deck for $1500. That would get you an unused tractor and deck-loader for $15000. If it was me buying I would buy a 4-wheel drive Prestige and and a NAA Ford with a loader for less money.:thThumbsU:thThumbsU