I too have been looking(researching) mahindra's and I was ready to say yes until my dealer said there would be a 4.25% fee for the 0% financing. I said that's not really 0% then, but he would not work with me and the 4.25% made my payment just a little more than I was comfortable with, and that was with $1,000 down. I still think in this class (22-25 hp) this is the best scut, if i can get him to drop the 4.25% I'm in. How do like your new ride, sounds like a great setup.