Exactly my thoughts. This has worked well for me in all facets of purchasing - lawn equipment, electronics, vehicles, etc.I look at the lack of added value of extended warranties by comparing the costs to a lifetime of savings if I never buy extended warranties on ANY product I buy. So far the only time I could have used an extended warranty was for one of our refrigerators where the compressor gave out prematurely. When products gave out, it was always well after an extended warranty would have been expired. I have a 2013 X540 in which I do my own basic maintenance. Keeping the air system clean, oils, etc will go a long way in getting you past an extended warranty period.
When you buy a John Deere you’re buying a quality product. That it’s essentially bulletproof is part of the price of admission in the first place. Even if you can’t work on your machine yourself, in the unlikely event you need to get something repaired within the next two years, you’ll still be cheaper in the end.
It seems as though you are capable of repairs considering what you’re saying about maintaining it. That goes a long way more than anything. When I buy used a used tractor or vehicle, I’d rather have the well- maintained high-mileage/hour one instead of the neglected low-mileage/hour one.