I need to change the main drive belt (not deck belt) on my unit. It doesn't appear that I can access everything I need from the underneath. Do I pull the entire top cover (the "Fender" is the name on the parts list) also to get to everything else? Thanks in advance.

I just purchased my Cub Cadet XT1 two days ago from Home Depot. It was still crated and I assembled myself. Mower was used to cut about an acre, cleaned and stored under a shed with a cover. New gas can and fresh gas used from the start. Air filter is clean. Went out today to do more mowing and...