Re: Kubota financing? Credit Score
USN ED, actually 700 is fine, but I was worried they would require higher.
Do you know for a fact that they consider debt-to-income ratio? Many creditors do not any more, just the FICO which has nothing to do with income.
And I agree about providing personal data, but I don't feel I have disclosed anything too personal, and I did not know if a dealer may be on this sight. They would know if they have a bottom line FICO score without posting "personal" info (not too sure how "personal" info is on a web message board, but I guess there are hacks that can track you back to your IP etc...